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Credit and Social Ratings

There's loads to discuss on credit ratings, as both a solution to information failure and a cause of moral hazard. It can also be interesting to look at individual's credit ratings, comparing how these operate in developing and developed countries. This podcast looks at a system emerging in China, where citizens get a social credit score and what happens when you get blacklisted on this system. The podcast is eerily reminiscent of this episode of Black Mirror...


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